Simon Hardie, Partner at Magna Carta, reviews some findings from the 2018 Fintech Disruptors Report and outlines what to expect from fintech in the year ahead. In 1997, the notorious British media tycoon Richard Desmond declared that the internet would have little to no effect on the way newspapers were run. Fast forward twenty years, and media titles mainly survive through the internet, with print sales having declined by two-thirds between 2005 and 2015. Ever since new fina